By: Jan Leasure, Super Saver 1.) Just paying online can save you more than $10 - $15 a month in postage!  This isn't counting the time and energy and envelopes paying by hand costs. Use billpay or electronic payments: It sounds petty but mailing in your payments costs you 42 cents each time, 42 cents you can use somewhere else. Also, electronic can be more secure; an identity thief could easily nab your payment, open the envelope, and steal your check. It contains a ton of information on … [Read more...]

By: Jan Leasure, Super Saver The more things change the more they stay the same. On 02/01/2010 the CREDIT CARD ACT OF 2009 kicked in. Good or bad for us?  The jury is still out. Card issuers will be forced to be more upfront about their fees and interest rates, and they won't be able to raise interest rates on current balances unless a customer is at least 60 days behind on a payment.  No more of this "Oops!  you were a day late, so we are changing your rate from 0% to 29%!"  But the new … [Read more...]