Are You Covered? "Fun is like life insurance, the older you get, the more it costs!" - Unknown Accident in your home? Are you covered? Ten years ago my mother fell down a small flight of stairs in my home and broke her hip. There started a never ending nightmare of personal and financial calamity that ended with my mother being wheelchair-bound, needing round the clock care. Being an only child this disaster hit me with the full force of personal and financial responsibility for my … [Read more...]
Tip of the Day: Save with Pet Insurance
March 26, 2011 By 3 Comments
I am a huge animal lover and my pets are like family to me - no, they ARE family to me. I only have one cat now and he is the best little buddy anyone could ask for. He follows me around everywhere, is waiting for me at the door when I get home and has helped me through two major losses in my life. Pets are just always there - they never judge, they make you laugh and who better to snuggle with?! No wonder my husband gets jealous! Well along the years we've had several pet … [Read more...]
Tip of the Day: Check Your Insurance
March 19, 2011 By Leave a Comment
Did you know that you may be paying extra for a coverage you will never use or need? Review your insurance coverage. For example, you may not be having any more children, or want children for that matter, but you may be paying a bit extra for maternity coverage! Most plans allow flexibility to remove parts of coverage that you don't want, but may not have thought about. A few bucks a month adds up over the year! … [Read more...]
10 Ways to Save Money on Insurance
February 28, 2011 By Leave a Comment
You could be paying more than $100 a month too much for your insurance. When was the last time you reviewed how much you were paying for your home and auto insurance? With the economy squeezing every breath out of our budgets and simple things like eating out and taking in a movie in the theater becoming luxuries—even with buy-on-get-one-free and other discounts, don’t forget to take a look at the necessities in your world , like insurance premiums. I have two friends who learned by … [Read more...]
A Dozen Ways to Save on Home Owner’s Insurance
October 28, 2010 By Leave a Comment
Were you aware that your Home Owner’s policy can vary by more than 100% for the same coverage? I have a friend (Sam) who has an inexpensive single-family home in Memphis, Tennesee. Full coverage for this home should not exceed $500 per year. He has had the same insurance since he purchased the home 20 years ago. In that time his agent has never called him for a re-evaluation in spite of the fact that the annual premium has more than doubled and there have been no claims. Although it … [Read more...]
20 Ways to Save on Healthcare Costs (Insurance, Meds, Etc)
September 20, 2010 By 4 Comments
With the huge controversy surrounding health care and health insurance - we all have concerns over what we can afford and what will happen to our health insurance plans, if we're lucky enough to have one! Health insurance is often covered by your employer's group coverage and for others (who are self-employed), not working or in-between jobs, you may need to buy it on your own. No one should have to go without healthcare. Regardless, we are all have questions and there are no easy … [Read more...]
Ways to Save Money on Insurance
February 19, 2010 By Leave a Comment
You may be over paying on your health, life & auto insurance. Here are some tips to help you save! Insurance Agent Cathy G suggests: 1. Make sure you get all discounts you qualify for 2. Keep your driver's record clean and up-to-date 3. Adjust your coverage to assume more risk 4. Drive a "low profile" car (The Ferrari has to go if you want cheap insurance) 5. Low-risk occupations (Iron Worker = High Premiums) 6. Professional organizations (union, teachers, order fo … [Read more...]
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