5 Consistent Ways to Save!

Uniformity = Savings "Getting money is like digging with a needle; spending it is like water soaking into sand." - Japanese Proverb I think the Japanese had it right when they said, "Getting money is like digging with a needle!"  We all know how easy the spending part is. The proverb addresses spending money and obtaining money but it leaves out saving it.  I would add, "Saving money is like trying to hold on to an eel in an oil pan--not easy!"  I think that getting a check on today's … [Read more...]

The Recession and Your Pets!

Keep Your Pet - Pet Food Pantries are Here to Help! "One must be poor to know the luxury of giving." - George Eliot (1819-1880) I never thought I would live to see the day when friends and associates lives were turned so upside down because of an upheaval in the economy.  My mother and grandmother always talked about the Great Depression--although "Great" isn't exactly an adjective that I would use to describe it. I have always been a "helper" -- as is one who would organize others … [Read more...]

Don’t Let Divorce Destroy Your Credit!

"You never really know a man until you divorce him!" - Zsa Zsa Gabor The nine-times married (and divorced) 94 year old actress was alternately proud and demure when sharing her checkered marital past and I don't know the details of her divorces, but it is said that when she divorced hotel heir Conrad Hilton (Great Grandad of a little girl named Paris?) she got the house but no mortgage--lucky girl.  And back in Zsa Zsa's hey-day they didn't have to worry about pesky credit reports.  (no … [Read more...]

Scam Using U.S. Marines!!! Beware!

SEMPER FI - BEWARE By: Jan Leasure, Super Saver "Tell that to the Marines!" - FDR after Pearl Harbor I had not intended to address internet scams in $uper $aver because I assumed, and of course we all know what that means, that just about everyone was aware of internet trickery. However, there is a new e-mail scam out that actually uses the United States Marines to suck you in. BEWARE BEWARE BEWARE! FDR would be turning over in his grave he knew about this! The scam begins like … [Read more...]

Tip of the Day: Save with Pet Insurance

I am a huge animal lover and my pets are like family to me - no, they ARE family to me.   I only have one cat now and he is the best little buddy anyone could ask for.  He follows me around everywhere, is waiting for me at the door when I get home and has helped me through two major losses in my life.  Pets are just always there - they never judge, they make you laugh and who better to snuggle with?!  No wonder my husband gets jealous! Well along the years we've had several pet … [Read more...]

Tip of the Day: Check Your Insurance

Did you know that you may be paying extra for a coverage you will never use or need?  Review your insurance coverage.  For example, you may not be having any more children, or want children for that matter, but you may be paying a bit extra for maternity coverage!  Most plans allow flexibility to remove parts of coverage that you don't want, but may not have thought about.  A few bucks a month adds up over the year! … [Read more...]

Pay Your Bills Online

Not only will paying bills online save you time, but it can keep you more organized! Set up an online bill pay account with your bank and add all of your payees (name, account number and address).  Set up online bill alert, to email you when a bill is due (ie 10 days prior), so you're never late, which helps avoid those nasty late fees.  Or, if you know you'll have enough money in the bank when bills are due, schedule payments to go out automatically.  This is a nice feature when you're out … [Read more...]

Search Out the Cheapest Gas

Why pay more than you have to when filling up your tank?   Visit the following websites to find the cheapest gas prices in your neighborhood!   Type in your zip code and these websites will help you find the cheapest gas around. -  MapQuest Gas Prices -  Gas Buddy -  Fuel Me Up For more great tips on how to save on gas, read THIS! You can find out about the coolest apps to save you on gas and parking HERE. *Photo by Photos8.com … [Read more...]

How To Avoid fees

This sounds so simple and it is, but you would be surprised how much we all pay in extra fees each year. ATM fees, late fees, library fees, luggage fees, hidden fees on your phone bill.  Fees are everywhere, some are upfront, others are more sneaky.  Stay alert, keep on the lookout for them!   Pay that bill before the due date.  Return that book or movie before you get charged a late fee.   Check your phone or cable bill for services you didn't sign up for or hidden fees they tack on, … [Read more...]

Buying Used Could Save You Tons!

One of the best ways to save money is to buy used.  Sure, it's feels good to drive a shiny new car off the lot, but within 24 months, you've already lost 1/3 of the value. Your better bet?  Buy a used car that is 1-2 years old.  The same goes for electronics, clothing, household items, and more.  Shop garage and estate sales for furniture or visit resale shops for clothing and baby items.  Remember used doesn't have to mean "old."  Shop ebay.com and/or craigslist.com (local) for … [Read more...]